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    Before a Black child leaves high school, there are money conversations that must happen, yet many of us were never taught them ourselves. In this BACKtalk episode, Dr. Paris Woods breaks down the real reason Black teens struggle financially as young adults, and it is not a lack of motivation or discipline. It is a lack of systems. Together, we unpack the costly traps Black teens fall into, the five foundational skills every Black child needs to build generational wealth, and how parents can teach financial freedom without shame, pressure, or perfection. This episode is not about lecturing kids or forcing them to plan decades ahead. It is about helping them build agency, confidence, and the ability to choose again later. If you are raising a middle schooler, high schooler, or young adult, this is a conversation you cannot afford to skip. 🖤
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