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    Head to https://bit.ly/44h5j4H to get your first 3 hours of cleaning for only $19! Thanks so much to Homeaglow for sponsoring today’s video!  ✨Sis, I know your intentions are absolutely pure, but your bank account is calling and it is not happy. 🤎 These purchases feel so completely normal that nobody is even questioning them, but they have been quietly bleeding you dry with zero return on the investment. Nobody warned us that staying ready and taking care of yourself came with a sneaky little price tag attached, so consider this your official wake up call. We are closing the tabs, canceling the subscriptions, and keeping every coin exactly where it belongs. ✋🏾 ❤️ Help me get this vid to 3,000 likes! ✨ SHOP MY STORE 🛍️ LTK: https://www.shopltk.com/explore/Dr_Nina_BeautifulBrwnBabyDol 🏋🏾‍♀️ Fitness favorites: https://amzn.to/3C45PEU 🍳 Healthy kitchen items: https://amzn.to/4g5JjxH 🛒 My store: https://s.markable.ai/v0gGV 🌟 Glow Up Routine items: https://s.markable.ai/v1EQj ✨ TOOLS 📝 Boundary Setting Workbook: https://drninaellishervey.com/gifted-resources/boundaries-checklist/ 🎯 Goal Setting Workbook: https://drninaellishervey.com/gifted-resources/goal-setting-guide/ 📚 Books and planners: https://amzn.to/3g6t9XU 💼 Boss Basics: https://amzn.to/3uaRhka 📂 Organization and more: https://amzn.to/3IGzUMi 🛀🏾 Self Care and Hygiene Must Haves: https://s.markable.ai/v1EUm 🌿 Grown Woman Self Care: https://s.markable.ai/v1EUn ✨ CHAPTERS 00:00 Introduction: Why You’re Broke Beyond Just Spending Too Much 00:18 The Hidden Purchases Nobody Warns You About 00:33 Understanding Spending Beyond Saving: Psychological Insights 00:56 Meet Dr. Nina: Host, Psychologist, and Financial Guide 01:15 The Cost of Living and Real Financial Comfort Explained 01:38 What Real Financial Comfort Looks Like: Strategic Spending 01:53 Question for You: What Are You Wasting Money On? 02:20 Purchase #1: Stop Buying What You Already Own (Inventory Distortion) 04:01 Practical Tips to Organize and Avoid Duplicate Purchases 04:20 Purchase #2: Stop Buying Back Time You Don’t Protect 05:59 Building Systems to Avoid Emergency Spending 06:20 Purchase #3: Outsource Strategically Instead of Doing Everything Yourself 07:49 Personal Experience with Outsourcing Cleaning (Homeaglow) 08:44 How Homeaglow Works and Offers Value 09:42 Outsourcing: What You Get Back Beyond Time 10:01 Purchase #4: Stop Buying to Avoid Awkward Financial Conversations 11:34 Practicing Financial Boundaries with Complete Sentences 11:54 Purchase #5: Stop Buying to Feel Like You’re Doing Better Than You Are 13:25 Using the Full Price Test on Financing and Payment Plans 13:46 Purchase #6: Stop Buying When You Want to Feel Different Emotionally 14:57 The 72-Hour Rule to Separate Emotion from Spending 15:20 Align Spending with Values Instead of Emotional Rescue 16:03 Closing: Summary and Call to Action to Supervise Your Money ✨ DOWNLOADS AND RESOURCES 💻 Free 8-Day Motivation Course: http://bit.ly/8DayVideoCourse 💫 Membership: https://drninaellishervey.com/membership/ 📺 Sean’s YouTube: http://bit.ly/3nwInqo 🎥 Vlog Channel: http://bit.ly/2eIDLvh ✨ RELATED VIDEOS 💍 Engagement video: https://youtu.be/IuDp9bWtVMI 💍 Engagement reaction: https://youtu.be/PFk8D78ZJWI ✨ SOCIALS 📸 Instagram: https://www.instagram.com/beautifulbrwnbabydol/ 📘 Facebook: http://on.fb.me/vDavPM ✨ BUSINESS INQUIRIES 📧 Email: drnina@outloudtalent.com ✨ PODCAST 🎧 iTunes: https://apple.co/2SW911q 🎙️ Anchor: http://bit.ly/2U3kRU0 🎧 Spotify: https://spoti.fi/2ItYmpJ ✨ FAQ 📷 Vlog camera links: https://s.markable.ai/v1EUp https://s.markable.ai/v1EUq 👩🏾‍⚕️ Profession: Licensed Clinical and School Psychologist, Clinic Director, and Full Professor FTC – This video is sponsored by City Beauty.
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